Do You Have to Pay Council Tax?

Learn who has to pay Council Tax, who is exempt, how to apply for discounts, and what happens if you get a reduction by mistake.

Council Tax is a local government charge on residential properties in the UK, funding services like waste collection, policing, and local infrastructure. While most people must pay, some discounts and exemptions apply.

This guide explains who has to pay, who is exempt, how to apply for a discount, and what to do if you receive a reduction by mistake.

Who Has to Pay Council Tax?

  • Most people over 18 who own or rent a home must pay Council Tax.

  • The person living in the property is responsible for the bill.

Who Pays in Different Living Situations?

  • Single occupant: The sole resident pays.

  • Couple: Both are jointly responsible.

  • Shared house (joint tenancy): All tenants share responsibility.

  • Shared house (individual tenancies): Each tenant is responsible for their own share.

  • Rented property (HMO - House in Multiple Occupation): The landlord is responsible.

  • Student-only household: Exempt – No Council Tax is due

  • Care home or hospital residents: Exempt – No Council Tax is due.

If more than one person lives in a property, the person highest on the following list is responsible:

  • Owner-occupier

  • Tenant

  • Subtenant

  • Lodger

If you live alone, you may qualify for a Single Person Discount (25% off).

Who is Not Counted (‘Disregarded’ for Council Tax)?

Some people do not count towards the number of adults in a property, which could mean you pay less or nothing at all.

  • Full-time students

  • Apprentices earning less than £195 per week

  • Under 18s

  • Live-in carers (who provide at least 35 hours of care per week and are not a spouse/partner)

  • Severely mentally impaired individuals

  • People in hospital or care homes

  • Members of religious communities (monks, nuns)

If all adults in a household are ‘disregarded’, the property qualifies for a 50% discount or full exemption.

How to Apply for a Council Tax Discount or Exemption

If you believe you qualify for a discount, you can apply through your local council’s website.

Steps to Apply:

  • Visit GOV.UK’s Council Tax reduction page and enter your postcode.

  • Complete the online application – Provide proof of eligibility (e.g., student certificate, medical documents).

  • Wait for approval – Processing times vary, but councils usually respond within 4–6 weeks.

If approved, your Council Tax bill will be reduced, or you may be exempt entirely.

People on Apprentice Schemes – Do They Pay Council Tax?

  • Apprentices earning less than £195 per week may qualify for a Council Tax discount.

  • The discount depends on your council’s policy and whether other adults live in your home.

  • If all adults in a household are apprentices, you may get a 50% discount or full exemption.

To check eligibility, contact your local council.

If You Get a Council Tax Discount by Mistake

If you receive a Council Tax discount incorrectly, you must:

  • Inform your local council immediately to avoid penalties.

  • Pay back any overpaid discounts if requested.

What Happens If You Don’t Report It?

  • You could be fined up to £1,000.

  • You may have to repay the full amount immediately.

  • Councils have the right to take legal action if they suspect fraud.

Always check your Council Tax bill carefully and report any errors to avoid financial penalties.

Final Thoughts

  • Most people must pay Council Tax, but discounts and exemptions exist.

  • Students, apprentices, carers, and people with severe mental impairments may qualify for reductions or exemptions.

  • Apply through your local council’s website if you think you are eligible for a discount.

  • Report incorrect discounts to avoid fines or legal action.

To check if you qualify for a discount, visit GOV.UK’s Council Tax reduction page.